DON H. MILLER
INSURANCE AGENCY
  
 
DON H. MILLER
Insurance Agency
124 E Broadway
P.O. Box 222
North Baltimore, OH 45872

HOURS:
Monday-Friday
9:00 am-5:00 pm




PHONE:
419.257.3523

FAX:
419.257.2107


 

AUTO INSURANCE

Do I need to put insurance coverage on a car I'm NOT driving?


If the car has current license plates on it - YES!

Due to the State of Ohio Financial Responsibility Law - If you are caught with an uninsured registered vehicle, your driver's license will be suspended. (each year 5% of registered vehicle owners are required to show proof).

If you don't want to insure the vehicle, turn the plates in. The cost of re-registering is a lot less than the expense and headache of having your driver's license suspended.


HOMEOWNER'S INSURANCE

Does my home insurance cover damage to
my home caused by an earthquake?

The standard home policy does not cover earthquake damage. But for an additional premium, an endorsement can be added that will cover earthquake damage.

BUSINESS INSURANCE

What defines a business?

Most policies define a business as an activity that includes a trade, profession, or occupation. This is a very inclusive definition. If you are making an item or providing a service full or part-time, it is best to check with your agent for proper coverage advice.

LIFE INSURANCE

Why do I need life insurance when I am
provided coverage by my employer?

Most generally, work provided life insurance is low value term coverage and it will end when your job ends. To purchase coverage at that time you will be older and possibly with health problems, which increase the cost. It is best to purchase your own policy at a young age.